Ira Limits 2025 Contribution 2025. For 2025, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023. However, keep in mind that your eligibility to contribute to a roth ira is based on your income level.

However, keep in mind that your eligibility to contribute to a roth ira is based on your income level. If you’re age 50 or older, you’re eligible for extra contributions as well.