401k Max Contribution 2025 Over 55. This amount is up modestly from 2025, when the individual 401(k). The regular contribution limit to their simple plans is $17,600 in 2025 and 2025.

Contributions from all sources—including employer 401(k) matching—are limited to $69,000 in. The 2025 individual 401(k) contribution limit is $23,000, and 2025’s is $500 higher.